About Me.
Welcome! Although born in San Antonio, TX—I now call Houston, Texas home. I'm a husband, a father, a son, and a brother. Professionally, I'm a Certified Public Accountant (CPA) and an investor seeking new opportunities. I recently acquired a small business in Pearland, TX, and am looking for my next venture. When I'm not crunching numbers, I'm a proud dad—practicing baseball non-stop with my son or attending Girl Scouts with my daughter. I'm trying my best at life, and hope to be of value to everyone I meet.
Interests.
Direct and Indirect Taxes
While often viewed as a complex and tedious process, US federal and state consumption taxes are a fascinating and essential part of how our society operates. They are the primary source of funding for a vast network of services and infrastructure that we all rely on, from the roads we drive on to the public schools that educate our children.
Ultimately, paying taxes is an investment in our collective future. It's a way for us to contribute to the well-being of our communities and to ensure that the next generation inherits a strong, well-resourced society. Taxes are a tangible way that we fund the present and build the future, and that makes them a very interesting topic indeed.
Equity Investing
The Power of People and Profits
When you buy a share of a company, you are acquiring a small ownership stake in the company. This makes you a part-owner of the company's assets, its brand, and—most importantly—its skilled workforce. These are the engineers, managers, and innovators who create products and services, drive sales, and optimize operations. Their collective effort unlocks the company's cash flows, allowing your capital to grow. It’s the human element behind every successful business that makes a buy-and-hold strategy so effective.
Compounding: Your Capital's Best Friend
The true magic of buy-and-hold investing is the concept of compounding returns. Compounding is the process of earning returns on your initial investment as well as on the accumulated returns from previous periods. It’s like a snowball rolling downhill—it starts small, but with each revolution, it picks up more snow, growing at an ever-accelerating rate. Over time, this exponential growth can turn a modest investment into a substantial portfolio, providing the foundation for financial independence. The longer you stay invested, the more time compounding has to work its magic.
Crypto: The Modern Gold Rush
Cryptocurrency has captivated the modern world, not just as a new asset class, but as a digital echo of history's great gold rushes. It represents what many see as one of the last frontiers for significant and rapid wealth creation in a world where traditional investments often offer more modest, incremental gains.
While the early days of crypto offered a chance to get in on the ground floor with little capital, the landscape has matured. Today, the market has expanded dramatically, with institutional adoption and new financial products like Bitcoin and Ethereum ETFs making it more accessible than ever. This growing legitimacy has attracted a new wave of investors, fueling a market that can see massive swings.
For those willing to navigate its high volatility and inherent risks, crypto can still offer a path to potentially rapid wealth. Success, however, is not guaranteed and requires a mix of strategic timing, careful research, and a strong understanding of a volatile and often-unregulated market. The decentralized nature of cryptocurrencies means they are not backed by any government or central bank, offering both a unique freedom and a significant risk. For some, this modern-day gold rush is not just about a financial bet, but about participating in a movement that could reshape the future of finance.